It may be purchased on a group basis (e.g., by a firm to clothing its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to corrective protect themselves from high or unexpected healthcare expenses. Congruent benefits paying for medical expenses may also be given through social welfare programs funded by the government.
Historically, HMOs tended to use the term "health plan", while mercantile warrant companies passed down the designation "health Affordable Health Insurance insurance". A health plan can also refer to a subscription-based medical apprehension arrangement offered through health maintenance organization, HMO, PPO, or POS plan. These plans are correlative to pre-paid dental, pre-paid legal, and pre-paid vision plans.